{"id":2761,"date":"2025-02-02T12:22:57","date_gmt":"2025-02-02T12:22:57","guid":{"rendered":"https:\/\/subbase.com.ng\/blog\/?p=2761"},"modified":"2026-02-06T14:47:04","modified_gmt":"2026-02-06T14:47:04","slug":"get-airtime-or-data-loan-at-0-service-fee-via-mtn-moretime","status":"publish","type":"post","link":"https:\/\/subbase.com.ng\/blog\/get-airtime-or-data-loan-at-0-service-fee-via-mtn-moretime\/","title":{"rendered":"Get Airtime or Data Loan at 0% Service Fee Via MTN MoreTime"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\" class=\"alignnone size-medium wp-image-2762\" src=\"https:\/\/i0.wp.com\/subbase.com.ng\/blog\/wp-content\/uploads\/2025\/02\/MoreTime-Loan-Service-768x383-1.jpg?resize=300%2C150&#038;ssl=1\" alt=\"Get Airtime or Data Loan at 0% Service Fee Via MTN MoreTime\" width=\"300\" height=\"150\" srcset=\"https:\/\/i0.wp.com\/subbase.com.ng\/blog\/wp-content\/uploads\/2025\/02\/MoreTime-Loan-Service-768x383-1.jpg?resize=300%2C150&amp;ssl=1 300w, https:\/\/i0.wp.com\/subbase.com.ng\/blog\/wp-content\/uploads\/2025\/02\/MoreTime-Loan-Service-768x383-1.jpg?w=768&amp;ssl=1 768w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>MTN Nigeria wants to make life easier for all its subscribers by launching this new loan service most especially for those who unexpectedly run out of data or airtime at critical times. The new service launched is known as MTN MoreTime.<\/p>\n<p>The MTN MoreTime is an upgraded version of\u00a0MTN XtraTime. The new service allows customers to take airtime and\/or data loan at 0% service fee when they run out of airtime which is antonymous with the old MTN XtraTime that attracts 15.36% to 20.48% as service fees.<\/p>\n<p>With MTN MoreTime, customers also get an additional 400% airtime bonus on airtime loaned ONLY and not on Data BUT will only pay back the face value of the loaned amount on the next recharge.<\/p>\n<p>For example, you can take an airtime loan from N25 \u2013 N5000 and get a 400% extra bonus. You get to pay it back in 30 days.<\/p>\n<p><img data-recalc-dims=\"1\" decoding=\"async\" class=\"alignnone size-medium wp-image-2763\" src=\"https:\/\/i0.wp.com\/subbase.com.ng\/blog\/wp-content\/uploads\/2025\/02\/mtn-moretime-serice.png?resize=300%2C136&#038;ssl=1\" alt=\"\" width=\"300\" height=\"136\" srcset=\"https:\/\/i0.wp.com\/subbase.com.ng\/blog\/wp-content\/uploads\/2025\/02\/mtn-moretime-serice.png?resize=300%2C136&amp;ssl=1 300w, https:\/\/i0.wp.com\/subbase.com.ng\/blog\/wp-content\/uploads\/2025\/02\/mtn-moretime-serice.png?w=633&amp;ssl=1 633w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p><noscript><img data-recalc-dims=\"1\" decoding=\"async\" class=\"aligncenter size-full wp-image-12930\" src=\"https:\/\/i0.wp.com\/shelaf.net\/wp-content\/uploads\/2021\/04\/mtn-moretime-serice.png?resize=633%2C286&#038;ssl=1\" alt=\"mtn moretime serice\" width=\"633\" height=\"286\" title=\"Get Airtime or Data Loan at 0% Service Fee Via MTN MoreTime 3\" srcset=\"https:\/\/shelaf.net\/wp-content\/uploads\/2021\/04\/mtn-moretime-serice.png 633w, https:\/\/shelaf.net\/wp-content\/uploads\/2021\/04\/mtn-moretime-serice-300x136.png 300w\" sizes=\"(max-width: 633px) 100vw, 633px\"><\/noscript><\/p>\n<p>You can get a 1.2GB data loan at N1000 and payback in 30 days<\/p>\n<p><img data-recalc-dims=\"1\" decoding=\"async\" class=\"alignnone size-medium wp-image-2764\" src=\"https:\/\/i0.wp.com\/subbase.com.ng\/blog\/wp-content\/uploads\/2025\/02\/mtn-moretime-data-service.png?resize=300%2C56&#038;ssl=1\" alt=\"Get Airtime or Data Loan at 0% Service Fee Via MTN MoreTime\" width=\"300\" height=\"56\" srcset=\"https:\/\/i0.wp.com\/subbase.com.ng\/blog\/wp-content\/uploads\/2025\/02\/mtn-moretime-data-service.png?resize=300%2C56&amp;ssl=1 300w, https:\/\/i0.wp.com\/subbase.com.ng\/blog\/wp-content\/uploads\/2025\/02\/mtn-moretime-data-service.png?w=626&amp;ssl=1 626w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>The MTN MoreTime is available to ONLY Prepaid customers that are eligible for the\u00a0XtraTime service.<\/p>\n<p>&nbsp;<\/p>\n<h3><strong>We Also Suggest:\u00a0<a href=\"https:\/\/subbase.com.ng\/blog\/download-the-cheapest-app-to-buy-data-for-all-network-in-nigeria-mtn-glo-airtel-9mobile\/\" target=\"_blank\" rel=\"noopener\">The cheapest and Legit App to buy Data for all networks in Nigeria (MTN, GLO, AIRTEL, 9MOBILE)<\/a><\/strong><\/h3>\n<p>&nbsp;<\/p>\n<p>To be eligible for MoreTime service, you MUST:<\/p>\n<ul>\n<li>Be a Prepaid customer<\/li>\n<li>Have registered your number<\/li>\n<li>Have been on MTN network for more than 6 months<\/li>\n<li>Have spent at least N200 monthly for 6 months<\/li>\n<li>Have between N0 and N75 in your main account<\/li>\n<li>Paid-up any outstanding XtraTime or MoreTime loan request<\/li>\n<li>Have an available credit limit<\/li>\n<\/ul>\n<p>Let\u2019s hear from you what you feel about this new MTN Airtime and Data Loan at 0% Service Fee in the comment section below.<\/p>\n<p>&nbsp;<\/p>\n<p>To Register Or Login On SubBase <a href=\"https:\/\/subbase.com.ng\/mobile\/register\"><strong>Register<\/strong><\/a> OR <a href=\"https:\/\/subbase.com.ng\/mobile\/login\"><strong>Click here to Login<\/strong><\/a><\/p>\n<div class=\"container\" style=\"background: rgba(255, 255, 255, 0.42); padding-top: 2em;\">\n<div class=\"row\">\n<div class=\"col-md-5 col-lg-6 text-center\"><img decoding=\"async\" class=\"img-fluid\" src=\"assets\/images\/app-mobile.png\" alt=\"\" \/><\/div>\n<div class=\"col-md-7 col-lg-6\">\n<h2 class=\"text-9 font-weight-600 my-4\">SUBBASE<br class=\"d-none d-lg-inline-block\" \/>Mobile App is on playStore<\/h2>\n<p class=\"lead\">Download our app for the fastest, most convenient way to send Recharge.<\/p>\n<p>SubBase is the best way to earn extra income from anywhere in the country as a financial agent.<\/p>\n<ul>\n<li>Airtime Recharge<\/li>\n<li>Fast Data Reselling<\/li>\n<li>Cable Subscription<\/li>\n<li>Electricity Payment<\/li>\n<li>and much more&#8230;..<\/li>\n<\/ul>\n<div class=\"d-flex flex-wrap pt-2\"><!--<a class=\"mr-4\" href=\"\"><img decoding=\"async\" alt=\"\" src=\"https:\/\/subbase.com.ng\/assets\/images\/app-store.png\"><\/a>--><br \/>\n<a href=\"https:\/\/subbase.com.ng\/subbase-app.html\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/subbase.com.ng\/assets\/images\/google-play-store.png?ssl=1\" alt=\"Download SubBase App \" \/><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>MTN Nigeria wants to make life easier for all its subscribers by launching this new loan service most especially for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2762,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[24,53],"tags":[],"class_list":["post-2761","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mobile-network","category-mtn-nigeria"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Get Airtime or Data Loan at 0% Service Fee Via MTN MoreTime - SubBase<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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