USSD Codes for Money Transfer in Nigeria

Union Bank Transfer Code (All USSD Code Functions Explained)

USSD Codes for Money Transfer in Nigeria

Guaranty Trust Bank (GTBank)

Transfer money easily using GTBank USSD codes:

  • GTBank to GTBank: *737*1*Amount*AccountNumber#
  • GTBank to Other Banks: *737*2*Amount*AccountNumber#

Use the last four digits of your GTBank ATM card (Verve, MasterCard, or Visa) to authenticate the transfer.

Example:

  • GTBank to GTBank: *737*1*10000*0210887230#
  • GTBank to Other Banks: *737*2*10000*0210887230#

Note: You can only use the phone number registered with GTBank.

Fidelity Bank

  • USSD Code: *770#
  • Daily transfer limit: 20,000 Naira
  • To transfer money: *770*RecipientAccountNumber*Amount#
  • Follow on-screen instructions after dialing.

First Bank

  • USSD Code: *894#
  • To transfer money, dial *894# and follow on-screen instructions.

Wema Bank

  • USSD Code: *945#
  • To transfer money: *945*BeneficiaryAccountNumber# and follow the prompts.

Skye Bank

  • USSD Code: *833#
  • To transfer money, dial *833# and follow on-screen instructions.

Sterling Bank

  • USSD Code: *822#
  • Service fee: 5 Naira (deducted from your mobile line)
  • To transfer money, dial *822# and follow the prompts.

Diamond Bank

  • USSD Code: *710#
  • To transfer to other banks: *710*777*RecipientAccountNumber*Amount*PIN#
  • To transfer to another Diamond Y’ello account: *710*710*AccountNumber*Amount*PIN#

Ecobank

  • USSD Code: *326#
  • Features: Instant transfer, airtime purchase, and more
  • To transfer money, dial *326# and follow prompts.

Zenith Bank

  • USSD Code: *966#
  • To transfer money: *966*Amount*RecipientAccountNumber# and follow prompts.

First City Monument Bank (FCMB)

  • USSD Code: *389*214#
  • To get your PIN, visit a branch or call 01-2798800
  • After getting your PIN, dial *389*214# and follow prompts.

Unity Bank

  • USSD Code: *389*215#
  • To transfer money, dial *389*215# and follow prompts.

UBA (United Bank for Africa)

  • USSD Code: *919#
  • To transfer money, dial *919# and follow prompts.

Union Bank

  • USSD Code: *389*032#
  • To transfer money, dial *389*032# and follow prompts.

Heritage Bank

  • USSD Code: *322*030#
  • To transfer money, dial *322*030# and follow prompts.

Keystone Bank

  • USSD Code: *322*082#
  • To transfer money, dial *322*082# and follow prompts.

Access Bank

  • USSD Code: *901#
  • To transfer money, dial *901# and follow prompts.

Stanbic IBTC Bank

  • USSD Code: *909#
  • To transfer money, dial *909# and follow prompts.

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